Lancaster Uninsured Driver Accident
Statistics show that more than 60 million Americans are either uninsured or underinsured, and Pennsylvania is no exception. What does that mean to you? Experienced lawyers who represent clients in personal injury claims involving uninsured motorists know all too well that if you are an uninsured motorist and are involved in a vehicle accident, whether a truck accident, car accident or other auto accident, you are at risk of being left on the hook for all of your damages. An easy way to solve that problem is to purchase uninsured and underinsured driver coverage from your insurance company.
In Pennsylvania, uninsured and underinsured motorist coverage enables you to maintain a claim against your own insurance company for damages that exceed the amount recoverable under the uninsured/underinsured motorist’s insurance policy. Indeed, with the proper coverage, and depending on your limits of exposure, you can maintain a claim against your own insurance company, under your policy, for all of the same types of damages that you would seek to recover under the responsible party’s insurance policy, such as medical expenses and lost wages. An experienced lawyer can guide you through the recovery process.
Uninsured Driver Laws
If you reside in Pennsylvania and you fail to purchase uninsured and under-insured motorist coverage you are taking undue risk. Many people think that as long as they drive safely they won’t be harmed, and thus they do not need the additional layer of protection provided by uninsured and under-insured motorist coverage. One simply cannot compensate for negligent or reckless driving by those with whom we share the road every day.
If you were injured in an accident involving an uninsured or underinsured motorist, experienced lawyers can help you obtain a recovery. Unlike a typical car accident case, which is maintained in court, claims seeking coverage under the uninsured and under-insured motorist provisions of your policy must be resolved through mandatory arbitration in Pennsylvania. Our uninsured motorist attorneys will help to select an arbitrator on your behalf and to present your claim at arbitration so that you receive all of the compensation to which you are entitled. Because an uninsured motorist claim in the state is not a standard vehicle accident claim, you need experienced representation. Our uninsured motorist attorneys are here to help with all aspects of your uninsured motorist claim at 717-397-3200 or fill out our online contact form.